Insurance & Medicaid

Insurance and Medicaid for ABA Therapy in Colorado

"Figuring out if your insurance covers ABA therapy shouldn't require a law degree. Most Colorado families qualify, and we'll tell you for free before your first session."

Accepted Plans

Insurance We Accept

We work with the major insurance providers in Colorado. The state spent over $287 million on Medicaid-funded ABA services in recent years, and private plans are required by law to cover autism treatment. If your plan isn't listed, call us anyway. We'll check.

Colorado Medicaid
Health First Colorado
HealthFirst
Colorado
Colorado Access
Medicaid MCO
Kaiser Permanente
Colorado plans
Aetna
Most plans
Cigna
Most plans
UnitedHealthcare
UHC / Optum
Anthem BCBS
Blue Cross Blue Shield
The Process

How Benefits Verification Works

Three steps. Zero cost to you. You'll know exactly what's covered before therapy starts.

1
You Call Us

Give us your insurance information over the phone or through our form. Takes about five minutes. With 1 in 31 children now diagnosed with autism according to the CDC, most families are surprised to learn they already have coverage. We handle everything from there.

2
We Verify Within 48 Hours

Our team contacts your insurance provider directly. We check your ABA therapy coverage, authorized hours, and any copay or deductible details. Once verified, you can schedule your child's initial evaluation.

3
You Know What's Covered

We call you back with a clear breakdown of your benefits. No surprises, no hidden costs. You decide whether to move forward with in-home ABA therapy with full information.

Common Questions

Insurance Questions Families Ask

These come up in almost every first call. Here are straight answers.

Q "Will I lose my Medicaid if I earn more?"

Income changes can affect Medicaid eligibility, but Colorado has programs designed to help families keep coverage during transitions. We help you navigate this. If your income increases and you move to a private plan, we can verify that new coverage and keep therapy going without a gap.

Q "UHC denied my hours. What now?"

Hour denials happen, and they're not the end of the road. We handle authorization appeals for our families. Our clinical team documents the medical necessity based on our data-driven methodology, submits the appeal with supporting data, and fights to get your child the hours they need. You don't have to do this alone.

Q "Is there a copay for ABA therapy?"

It depends on your plan. Colorado Medicaid covers ABA therapy for all children under 21 through EPSDT, and most Medicaid plans have no copay. Private insurance plans vary. Some have a copay per session, others don't. We explain your specific costs upfront during benefits verification so there are no surprises when therapy starts.

Family Experiences

What Families Tell Us

Real feedback from families working with Budding Futures. We'll add their stories here as we grow.

"Your family's story could be here. We're collecting feedback from the families we work with."

Coming Soon

"We're building our testimonials section with real stories from Colorado families."

Coming Soon

"Want to share your experience? Contact us and we'll feature your family's journey."

Coming Soon
Free Verification

Find out if your insurance covers ABA therapy

It takes five minutes on the phone and costs you nothing. We check your coverage, explain what's included, and help you decide the next step with full information.

(720) 613-8837 info@buddingfuturesaba.com
Serving all of Colorado
Verify My Benefits
Free. We respond within 1 business day.